Since we have launched the COVID-19 Insurance Plan on ETMONEY, our users have been insuring themselves against COVID-19 in huge numbers. And there is a good reason for that. While we are all taking precautions it is a smart idea to be prepared for any eventuality.
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But if you are someone who is still thinking whether you should get amazing one of its kind insurance, there are 10 reasons you should be getting it right now.
- You can buy it for yourself, family or parents
The COVID-19 Insurance Plan on ETMONEY can be bought for anyone in the 18-75 age group. This means you can even cover your parents who are in the high-risk category due to their age. And while most insurance products charge a higher premium for older people, in this plan you pay the same premium for everyone, no matter what their age is. - You get Rs. 25,000 without the need of hospitalization
One of the primary conditions of most health insurance policies is you have to be hospitalized to claim the insured amount. However, with the COVID-19 Insurance plan, you get Rs.25,000 immediately upon testing positive for COVID-19. There is no need for hospitalization to get this claim. - You can use this money for out-of-pocket expenses
Since you get a cash payout, you can use this Rs. 25,000 to cover all the expenses you might incur. It could be used for paying for tests or medicines or even can be used to support your household in case there is an income loss due to self-isolation. - You can use it even if you have an employer or personal health policy
In case you need to be hospitalized and that expense is borne by your employer or your personal health cover, you will still get the Rs. 25,000 claim amount of this insurance policy. This money can be used for anything. - You pay an extremely low price due to an Innovation
We collaborated with ICICI Lombard and created a Group Health Cover. Since all ETMONEY users are eligible to buy the policy, its cost has gone down considerably. You can get the COVID-19 Insurance Plan for just Rs. 159. - You can get the claim process done in minutes
It is just a 3-step process to submit your claim. Just a few documents are all that need to be submitted. So in the time of stress, you will have one less thing to worry about. - You get the promise of ICICI Lombard
The COVID-19 Insurance plan is offered by ICICI Lombard, one of India’s premier general insurance companies. The company had settled 99.87 % health insurance claims within 30 days in the financial year 2019. - You get protected from COVID-19 till April 2021
There will always be the fear of re-emergence, relapse or silent carrier. COVID-19 Insurance plan is valid for one year from the date of purchase. So even if there is any possibility of a second wave towards the end of 2020 or early 2021, it will be covered by the policy. - Your cover starts early
The waiting period for the COVID-19 Insurance Plan is only 14 days, which is much lower than the standard health insurance wait period. This means if you buy it today, you can claim the benefits in just two weeks. - You get free doctor consultation any time of the day
Get your concerns/queries answers by certified medical practitioners on call whenever you want. So no more worrying about what to do and how to handle any situation.