Hello friends, there are many schemes being implemented by the Government of India. We know that our country is lagging behind economically. Considering the economic situation, the poor and economically backward people are often given the benefit of the scheme by the Government of India.

The Atal Pension Scheme is being run by the Government of India and the government pays a pension of Rs. 10,000 per month for those who have to pay Rs.

Both husband and wife can avail benefits under this scheme of the government. If both of them invest separately in this scheme, they can get 10 thousand rupees per month. At present this government guarantees a pension of Rs.1000 to Rs.5000 per month after 60 years under the Atal Pension Scheme. Anyone up to 40 years of age can apply for this government scheme.

ગુજરાતી માં વાંચવા માટે અહી ક્લિક કરો

Benefit of this scheme You can get this benefit by investing Rs. 240 per month and you can avail a lot of benefits in this scheme.

1. What is pension? Why do I need it?

A Pension provides people with a monthly income when they are no longer earning.

Need for Pension:

  1.  Decreased income earning potential with age.
  2.  The rise of nuclear family-Migration of earning members.
  3.  Rise in cost of living.
  4.  Increased longevity.
  5.  Assured monthly income ensures dignified life in old age.

2. What is Atal Pension Yojana?

Atal Pension Yojana (APY), a pension scheme for citizens of India, is focused on the

unorganised sector workers. Under the APY, guaranteed minimum pension of Rs.

1,000/- or 2,000/- or 3,000/- or 4,000 or 5,000/- per month will be given at the age of 60

years depending on the contributions by the subscribers.

3. Who can subscribe to APY?

Any Citizen of India can join APY scheme. The following are the eligibility criteria:-

(i) The age of the subscriber should be between 18 - 40 years.

(ii) He / She should have a savings bank account/ post office savings bank account

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